Governance & Reporting - IPB Insurance


Governance & Reporting

Our commitment to high standards of corporate governance is led by the Chairman, and supported by the Board, management and all staff

As an A- rated insurer we are driven to deliver optimal performance and return on capital for Members


IPB Insurance is rated in the top 500 mutual insurers globally by the International Cooperative and Mutual Insurance Federation (ICMIF).

Stakeholder and financial reporting

2017 IPB Annual Report

2016 IPB Annual Report

2015 IPB Stakeholder Report

2014 IPB Stakeholder Report

2013 IPB Stakeholder Report

2012 IPB Stakeholder Report

2011 IPB Stakeholder Report

2010 IPB Annual Report

2009 IPB Annual Report

2008 IPB Annual Report

2007 IPB Annual Report


Solvency II Regulatory Disclosures

IPB Solvency and Financial Condition Report 2017

IPB Solvency and Financial Condition Report 2016


Board Committees

Our Committees complete programmes of work on behalf of the Board and report regularly under clear terms of reference reviewed on an annual basis at a minimum.

2018 IPB Audit Committee

2018 IPB Investment Committee

2018 IPB Risk Committee

2018 IPB Remuneration & Nomination Committee

2018 IPB Board Terms of Reference


Credit rating

IPB Insurance is a Standard & Poor’s rated insurer with excellent financial strength and is well capitalised. Our overriding objective is to devise a business model themed on sustainability and built on our proud heritage anchoring our Members at the core of the mutual.

In December 2017 Standard & Poor’s reaffirmed IPB’s rating of A- (stable), continuing to note that IPB’s capital adequacy is within the ‘AAA’ range.


Members’ Satisfaction Survey

The findings of the 5th Membership Satisfaction Survey were published in Spring 2018 by Irish agency, B2B Research. The survey recorded the highest ever response rate at 72% as well as also achieving the highest results across all quantitative metrics since research began in 2013. Year-on-year, the overall satisfaction score increased from 94% to 96% meanwhile Members scored IPB’s highest for ‘Trustworthiness’ with a record satisfaction rating of 98.6%.

Terms of Business

Click here to view IPB’s Terms of Business.