Tidy Town
TidyTown @ IPB
TidyTown @ IPB
IPB are proud to support our Members by offering a holistic solution to protect both the Local Authorities and their volunteer Tidy Town Groups.
Who can be covered?
Any eligible voluntary group
You don’t need to be part of a group called “Tidy Towns.” Similar community groups — such as “Village Enhancement Groups” or others doing comparable local improvement work — may also be eligible.
Once your group is approved by IPB Insurance, your Local Authority will provide you with an evidence of cover letter and information pack.
Who cannot be covered?
This insurance does not apply to umbrella groups or standalone groups that focus on activities outside the scope of Tidy Towns work, such as:
This is not an exhaustive list. Voluntary groups are encouraged to contact IPB Insurance to confirm their eligibility for this facility.
These Tidy Town insurance policies do not create contracts of insurance between IPB Insurance and any individual Tidy Towns group. However, once groups are approved by IPB Insurance, they are beneficiaries of the Local Authorities’ policies for Tidy Town covered activities
The Tidy Town Insurance policies are written on the understanding that activities undertaken by the eligible volunteer groups are appropriate activities for Tidy Town groups.
The policies automatically indemnify the Tidy Town in respect of
To assist voluntary groups in understanding the extent of their existing covers with their Local Authority the following guidelines are being issued. These are guidelines only and if you have any doubt, please contact tidytown@ipb.ie or 01-639 5511.
This insurance contains the following limitations as standard.
This list relates to restricted activities and is not an exhaustive list of policy exclusions.
Community – Planning and Involvement
Green Spaces, Landscaping and Streetscape
Nature and Biodiversity
Sustainability – Doing More with Less
Tidiness and Litter control
Community Involvement
Built Environment and Heritage
If your group does anything outside of the standard Tidy Towns activities or consists of associated non-Tidy Town groups, you may not be insured for those actions under this policy. You should:
What information does IPB need to confirm if our group is eligible?
In addition to your voluntary group name and contact details, please provide
IPB will endeavour to respond to your query with 3 business days.
These Tidy Town insurance policies do not create contracts of insurance between IPB Insurance and any individual Tidy Towns group. However, once groups are approved by IPB Insurance, they are beneficiaries of the Local Authorities’ policies for Tidy Town covered activities
How do we know our group is covered?
An Evidence of Cover Letter, providing details of your policy numbers, has been issued to your chairperson.
If you have not received an evidence of cover letter and your group has met the eligibility criteria, please contact IPB Underwriting by email: tidytown@ipb.ie or phone 01 639 5511.
If your group’s eligibility is impacted by its activities or PPN membership status, we will notify you of the decision.
Our Group is a Tidy Town, but we also have additional purposes, can we be included?
This insurance does not apply to umbrella groups or standalone groups that focus on activities outside the scope of Tidy Towns work, such as:
This is an illustrative list and not an exhaustive list. The policy will only cover groups for Tidy Town “Covered activities”.
You can contact IPB Underwriting by email: tidytown@ipb.ie or phone 01 639 5511.
Can the policy be extended to include a ride on lawn mower?
By law motor insurance is required for ride on lawn mowers utilised in areas accessible to the public. We do not offer motor insurance on this Tidy Town insurance.
Why have I received an indemnity letter for Department of Social Protection?
On occasion the Department of Social Protection seek evidence of indemnity should a Tidy Town utilise TUS/CE Workers. These letters are produced as a matter of course to all Tidy Towns to assist with applications.
I need to evidence my insurance to be able to use a third-party premises.
Please contact tidytown@ipb.ie with name of third party and address of premises and we can issue a specific letter of indemnity.
Some of our committee members participate in a residents’ association or other community groups. Can these also be included in cover?
No. This product is specifically designed for groups established with a primary activity and purpose to improve and enhance the appearance and sustainability of the public realm of a community. The primary activity and purpose of the other associations or groups is likely to differ, or the activities may be conducted on privately owned lands.
These associations or groups should seek specific insurance packages to adequately protect themselves. Members of a Tidy Town group who are also members of other groups are covered for their Tidy Town activity only.
Can we extend this policy to include our fundraising event?
Automatic cover applies for organising small promotional and fundraising events in connection with Tidy Town Covered Activities provided there is a maximum of 1,000 attendees at any one time.
Cover does not apply automatically for the above list of restricted activities. You can contact IPB Underwriting by email: tidytown@ipb.ie or phone 01 639 5511 or request approval.
Are there any specific conditions we must comply with?
If you are hosting an event with inflatable play equipment, please be aware of the following condition:
Bouncy Castle and Inflatables Condition
It is a condition to the Insurer’s liability to indemnify the Tidy Town for liability arising out of or in connection with inflatable bouncy castles or other inflatable play equipment that such equipment is erected and dismantled by bona fide sub-contractors who have provided the Tidy Town with evidence of current Public Liability insurance which covers the activity, indemnifies the Tidy Town as principal and contains limit of indemnity of at least €6.5m per occurrence.
If you intend to erect a temporary stage or viewing platform a prior inspection of the stage or platform must be completed and approved by a qualified engineer.
Temporary Stages and Platforms It is a condition to the Insurer’s liability to indemnify the Tidy Town for liability arising out of or in connection with the erection or dismantling of temporary stages or viewing platforms that a prior inspection of any stage and/or viewing platform is completed by and approval is received from a qualified engineer
Why have I received an indemnity letter for Department of Rural and Community Development.
On occasion the Department of Rural and Community Development seek evidence of indemnity from Tidy Towns as part of grant application process. These letters are produced as a matter of course to all Tidy Towns to assist with applications.
Incidents and claims – What to do if something happens?
We recommend you have an incident log in place
to record all the circumstances of a potential claim when your event is happening. A senior or adequately experienced person should complete an incident log and if necessary, record statements from individuals involved,
including first aider and any other third parties directly involved. Incidents which are likely to give rise to a claim or incidents for which you receive a solicitor’s letter or other indication that someone is intending to hold the Tidy Town responsible should be reported to IPB as soon as reasonably possible.
If your property is damaged:
• Notify IPB Insurance immediately if you think the damage is covered by the policy.
• Take any reasonable emergency steps to avoid further loss. This may include, where necessary, contacting a reputable builder immediately to arrange emergency repairs or boarding-up or taking emergency remedial action.
• Ensure the property and its contents are secured at all times.
Contact IPB Claims by email: claims@ipb.ie or phone 01 639 5500.
What to do in the event of an accident:
• Do not accept responsibility or admit liability without consulting IPB Insurance.
• Call the Gardaí or emergency services if necessary.
• Record the name, contact details of anyone involved in the accident.
• Record the name and contact details of any witnesses.
• Take pictures if you have a camera or draw a sketch of the scene.
Contact IPB Claims by email: claims@ipb.ie or phone 01 639 5500.
To expediate your enquiry please confirm:
1) Your local authority
2) You are a PPN member
3) Your primary purpose and activities
